Commercial Credit Manager II- Boston, Nashville, or Charlotte

Boston, Massachusetts;Nashville, Tennessee; Charlotte, North Carolina

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:

Accountable for managing design and delivery of integrated credit solutionsfor for-profit healthcare companies,and foroverseeing theunderwriting, structuring and negotiating these solutions in a high volume, fast paced business.Partner closely with client-facing teammates to consult on sales opportunities, and provide the product expertise and consultation necessary to deliver the best possible solution to the client. Also accountable for ensuring that loan decisioning activities meet bank policies and procedures and that work product is delivered in an accurate and timely manner. Interfaces with business partners to achieve defined business objectives. Drives loan growth and credit revenue for the bank; accountable for portfolio asset quality and returns.

Actively engaged in Leveraged Lending routines and forums

Managerial Responsibilities:

• This position has responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above.

• Breaks down barriers to create a more inclusive environment that supports company D&I goals

• Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations

• Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success

• Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization

• Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance

• Efficiently allocates and manages resources across the organization to drive short and long term profitability

• Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needs

• Mobilizes organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage

Additional Responsibilities:

• Trains and develops team to progress in role and advance on team and within the organization

• Maintains strong marketand industryknowledge – financing trends (pricing, structure)and healthcare industry dynamics

• Drives strong client selectivity

• Drives loan growth and credit revenue and returns; Actively manages asset quality to protect the bank

• Maintains strong data accuracy

• Leads leveraged lending activities

Required Qualifications:

• 10+ working with healthcare corporate banking

• Strong negotiation skills

• Strong decision making skills

• Strong management skills

• Ability to connect with key constituents

Skills:

• Loan Structuring

• Underwriting

• Coaching

• Decision Making

• Hiring and Onboarding

• Risk Management

• Credit Documentation Requirements

• Oral Communications

• Prioritization

• Written Communications

• Client Solutions Advisory

• Analytical Thinking

• Business Acumen

• Collaboration

• Executive Presence

Education requirement:

Bachelor’s degree preferred or equivalent work experience

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) .

To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

To view Bank of America’s Drug-free workplace and alcohol policy, CLICK HERE .